You enter how much you owe, the interest rate and what you think you can pay each month. The results might be shocking—you could be looking at decades before you have things under control again.
With a car loan or mortgage, you can work out a lower rate using your property as collateral.
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General terminology used to describe the combination of multiple debts owed to credit card lenders into one (typically) smaller and easier to manage payment amount.
It is often assumed that getting a consolidation loan is required to consolidate debt, however, there are multiple methods of accomplishing this goal.
Learn the basics about consolidating your credit cards and other debts.
Also, find and review directories of companies that provide debt help, as well as alternative options to getting a loan for bill consolidation.